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Mortgage resources

WRA resources

WHEDA resources

Credit and homeownership counseling resources

Encourage homebuyers, especially first-time homebuyers and homebuyers with no credit history or a marginal credit standing, to attend credit-counseling classes:  

Down payment assistance

Consumer information

Reverse mortgages

Credit reports and credit score resources

Buyers should be encouraged to find out their credit score and obtain a copy of their credit report from a national credit reporting agency. The Fair and Accurate Credit Transactions Act allows consumers to get one free comprehensive disclosure of all of the information in their credit file from each of the three national credit reporting agencies once every 12 months through a central source: See the FTC's "Free Credit Reports" webpage.

Consumers can obtain FICO credit scores and credit reports from the following websites, which may require a fee:

Foreclosure resources

Foreclosure and fraud

Foreclosure and short sales

Foreclosure prevention

REO resources

Predatory Lending Resources